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Scientific, nautical, surveying, photographic, cinematographic, optical, weighing, measuring, signalling, checking (supervision), life-saving and teaching apparatus and instruments; apparatus and instruments for conducting, switching, transforming, accumulating, regulating or controlling electricity; apparatus for recording, transmission or reproduction of sound or images; magnetic data carriers, recording discs; automatic vending machines and mechanisms for coin-operated apparatus; cash registers, calculating machines, data processing equipment and computers; fire-extinguishing apparatus.
a browser and client-server based computer software for credit application processing of all credit portfolios that includes capturing of applicant's data, evaluation through lenders rules engine, credit scoring models including point scoring and decision tree and credit bureau information, decisioning, closing, generation of letters, closing documents and reports and behavioral analysis of accounts and portfolios and implementing and testing alternative strategies for authorization, credit limit increases, collection and renewals.