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Scientific and technological services and research and design relating thereto; industrial analysis and research services; design and development of computer hardware and software
providing online non-downloadable computer software for insurance underwriting, namely, for generating automated life insurance underwriting recommendations or decisions; providing online non-downloadable computer software for generating insurance underwriting recommendations using an algorithm that assesses criteria based on an applicant's input and data from several databases, namely, applicant's personal records, prescription drug data consisting of drug dosages, dispensing dates, and refill patterns, and corresponding disease categories; providing online non-downloadable computer software for generating risk scores for underwriting life insurance applicants based on applicant data, consisting of applicant disclosures and data obtained from multiple independent or interdependent databases, namely, prescription drug databases, drug category databases, drug risk databases, and databases collecting personal records; providing temporary use of a web-based software application for generating automated life insurance underwriting recommendations or decisions; providing temporary use of a web-based software application for generating insurance underwriting recommendations using an algorithm that assesses criteria based on an applicant's input and data from several separate databases, namely, applicant's personal records, prescription drug data consisting of drug dosages, dispensing dates, and refill patterns, and corresponding disease categories; providing temporary use of a web-based software application for generating risk scores for underwriting life insurance applicants based on applicant data, consisting of applicant disclosures and data obtained from multiple independent or interdependent databases, namely, prescription drug databases, drug category databases, drug risk databases, and databases collecting personal records; providing a website featuring resources, namely, non-downloadable software for generating automated life insurance underwriting recommendations or decisions; platform as a service (paas) featuring computer software platforms for generating automated life insurance underwriting recommendations or decisions; providing temporary use of non-downloadable cloud-based software for insurance underwriting, namely, for generating automated life insurance underwriting recommendations or decisions; providing temporary use of non-downloadable cloud-based software for insurance underwriting, namely, for generating automated life insurance underwriting recommendations or decisions; maintaining and updating cloud-based computer software for insurance underwriting, namely, for generating automated life insurance underwriting recommendations or decisions through online updates, enhancements, and patches; design and development of computer software for automated insurance underwriting